@font-face{font-family:'DM Sans';font-style:normal;font-weight:400 700;font-display:swap;src:url('/assets/fonts/dm-sans-latin.woff2') format('woff2')}
@font-face{font-family:Manrope;font-style:normal;font-weight:800;font-display:swap;src:url('/assets/fonts/manrope-latin.woff2') format('woff2')}
:root{--cream:#faf9f5;--paper:#fffefc;--ink:#182c49;--pine:#183657;--sage:#e9edf3;--line:#d9dfe8;--muted:#52637a;--clay:#294f7c;--light:#f0f3f7;--radius:18px;--destructive:#9b3027;--serif:Georgia,'Times New Roman',serif;--sans:'DM Sans',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6}a{color:inherit}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{text-underline-offset:4px}img{display:block;max-width:100%}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--clay);outline-offset:4px}button:disabled{cursor:not-allowed;opacity:.5}h1,h2,h3,p{margin-top:0}h1,h2{font-family:var(--serif);font-weight:400;line-height:1.05;letter-spacing:-.045em}h1{font-size:clamp(54px,5.2vw,82px)}h2{font-size:clamp(38px,3.8vw,58px)}h3{line-height:1.25;font-size:23px;letter-spacing:-.035em}p{margin-bottom:20px}svg{width:23px;height:23px;vertical-align:middle;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}.wrap{width:min(1280px,calc(100% - 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@media(min-width:1550px){.hero{padding-top:85px}.hero-photo{height:650px}}@media(max-width:1100px){.wrap{width:calc(100% - 64px)}.hero-grid{gap:35px}.hero-photo{height:540px}.hero h1{font-size:65px}.nav-links{gap:20px}.personal-grid,.faq-grid{gap:55px}.needs{gap:30px;padding:30px}.coverage-card{padding:25px 18px}.trust-item{font-size:12px}.trust-title{max-width:150px}.closing-grid{gap:30px}.closing h2{font-size:46px}}
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@media(max-width:560px){.preview-bar{font-size:10px;padding:6px 12px}.preview-bar span{display:none}.nav>.button{font-size:10px;min-height:38px;padding:9px 12px;gap:10px}.nav>.button svg{width:16px}.nav{gap:10px}.brand svg{width:22px;margin-right:0}.brand{font-size:24px}.menu-button{padding:5px}.hero h1{font-size:58px;letter-spacing:-.05em}.hero-copy .eyebrow{font-size:8px;letter-spacing:.13em;margin-bottom:22px}.hero-copy>.lead{font-size:16px}.hero .button{width:100%;gap:35px}.hero-points{gap:14px;font-size:10px;margin-top:22px}.hero-photo{height:365px;object-position:61% center}.image-caption{left:12px;bottom:12px;padding:13px 16px;gap:13px}.image-caption strong{font-size:13px}.image-caption small{font-size:10px}.image-caption svg{width:25px}.trust-strip{padding:22px 0}.trust-inner{gap:20px}.trust-title{font-size:11px}.trust-item{font-size:11px;gap:8px}.trust-item svg{width:21px;flex-shrink:0}.coverage-grid,.guide-grid{grid-template-columns:1fr}.coverage-card{min-height:0;padding:26px;position:relative}.coverage-card>svg{position:absolute;right:25px;top:25px;width:28px}.coverage-card h3{font-size:24px;max-width:240px}.coverage-card p{max-width:330px}.coverage-card a{margin-top:10px}.section-head h2{font-size:42px}.coverage-card .card-label{margin-top:3px}.personal-section h2{font-size:43px}.quote-line{font-size:22px}.needs{padding:26px}.needs h3{font-size:30px}.need-option{padding:10px 12px}.guide-art{height:160px}.guide-body{padding:25px}.guide-body h3{font-size:29px}.guide-body p{font-size:14px}.guide-card .textlink{margin-top:10px}.faq-section{padding-top:15px}.faq-list summary{font-size:14px}.closing h2{font-size:45px}.closing .button{width:100%}.footer-top{display:block}.footer-links{margin-top:32px;justify-content:space-between}.footer-bottom{display:block;padding-bottom:60px}.footer-bottom>span{display:block;margin-top:15px}.mobile-cta{display:block;position:fixed;bottom:0;left:0;right:0;padding:10px 20px calc(10px + env(safe-area-inset-bottom));background:var(--cream);border-top:1px solid var(--line);z-index:25;transform:translateY(130%);transition:transform .25s}.mobile-cta.visible{transform:translateY(0)}.mobile-cta .button{width:100%;min-height:44px;font-size:12px;padding:10px}.dialog-top{padding:22px 20px 15px}.booking-layout{padding:20px;gap:20px}.dialog-top h2{font-size:27px}.article-body{font-size:16px}.article-head{text-align:left}.article-head h1{font-size:45px}.article-body h2{font-size:31px}.article-cta{padding:26px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}

/* Brand mark supplied by the owner; original artwork preserved inside SVG. */
.brand{gap:10px;letter-spacing:-1.3px}.brand-mark{width:42px;height:42px;flex-shrink:0;object-fit:contain}.brand .brand-u{color:inherit}@media(max-width:560px){.brand{gap:7px;font-size:23px}.brand-mark{width:34px;height:34px}}

/* The guides connect each topic to a useful, clearly scoped conversation. */
.guide-offer{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;max-width:1080px;margin:0 auto 58px;padding:40px;background:var(--sage);border:1px solid var(--line);border-radius:16px;align-items:center}.guide-offer h2{font-size:clamp(30px,3.2vw,42px);margin-bottom:18px}.guide-offer .eyebrow{font-size:9px;margin-bottom:16px}.guide-offer p{font-size:15px;color:var(--muted)}.call-outcomes{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}.call-outcomes li{display:flex;gap:11px;font-size:14px;line-height:1.5}.call-outcomes svg{width:18px;height:18px;flex-shrink:0;margin-top:2px;color:var(--clay)}.guide-offer-action{padding:28px;background:var(--paper);border:1px solid var(--line);border-radius:10px}.guide-offer-action>svg{width:29px;height:29px;color:var(--clay);margin-bottom:18px}.guide-offer-action h3{font-size:21px;margin-bottom:12px}.guide-offer-action .button{width:100%;gap:14px;font-size:13px}.guide-offer-action .micro{font-size:11px;margin:12px 0 18px}.guide-read-link{font-size:12px;color:var(--muted)}.guide-inline{margin:36px 0;padding:30px;background:var(--sage);border-left:3px solid var(--clay);border-radius:0 10px 10px 0}.guide-inline h2{margin:0 0 16px;font-size:31px}.guide-inline .eyebrow,.guide-expect .eyebrow{font-size:9px;margin-bottom:16px}.guide-inline p{font-size:15px;line-height:1.7}.guide-inline .micro{font-size:11px;margin-bottom:0}.guide-expect{border-top:1px solid var(--line);margin-top:40px;padding-top:32px}.guide-expect h2{margin-top:0}.guide-expect ol{padding-left:23px}.guide-expect li,.guide-expect>p:last-child{font-size:15px}.article-cta .micro{font-size:12px;color:#dde5f0;margin-bottom:0}.article-cta .eyebrow{font-size:9px}.article-main{scroll-margin-top:100px}
@media(max-width:800px){.guide-offer{grid-template-columns:1fr;gap:28px;padding:28px;max-width:730px}.guide-offer-action{padding:25px}.guide-offer-action>svg{display:none}.guide-offer h2{font-size:36px}.guide-offer-action .button{width:auto}}
@media(max-width:560px){.guide-offer{padding:24px 20px;margin-bottom:38px;gap:24px}.guide-offer h2{font-size:33px}.guide-offer-action{padding:22px 18px}.guide-offer-action .button,.guide-inline .button,.article-cta .button{width:100%;gap:14px;font-size:13px}.guide-inline{padding:24px 20px}.guide-inline h2{font-size:29px}.article-cta h2{font-size:31px}}

.guide-head-action{margin-top:26px}.guide-head-action .micro{font-size:12px;margin-top:12px}.guide-head-action .button{font-size:14px}@media(max-width:560px){.guide-head-action .button{width:100%;gap:14px;font-size:13px}}

/* Small screens are the primary reading and booking experience. */
.button svg{flex-shrink:0}.dialog-top>div{min-width:0}.dialog-close{display:flex;align-items:center;justify-content:center;min-width:44px;min-height:44px;flex-shrink:0}.article-body{overflow-wrap:break-word}.guide-read-link{display:inline-flex;align-items:center;min-height:44px}.guide-head-action .button{max-width:100%}
@media(max-width:800px){.menu-button{min-width:44px;min-height:44px;font-size:20px}.nav-links a{min-height:44px;display:flex;align-items:center}.need-option{min-height:44px}.booking-aside .booking-note{padding:10px;font-size:11px!important}.booking-layout{gap:16px}dialog{max-height:calc(100dvh - 24px);overscroll-behavior:contain}.dialog-top{position:sticky;top:0;background:var(--paper);z-index:1}}
@media(max-width:560px){html{scroll-padding-top:88px}.wrap{width:calc(100% - 36px)}.nav{gap:8px;min-height:68px}.nav-links{top:68px}.nav>.button{min-height:44px;font-size:11px;padding:9px 11px;gap:8px}.nav>.button svg{display:none}.brand{font-size:22px;gap:6px}.brand-mark{width:32px;height:32px}.hero{padding-top:30px}.hero h1{font-size:clamp(46px,12vw,58px)}.hero-copy>.lead{line-height:1.6}.hero-photo{height:340px}.article-main{padding-top:28px}.article-head{margin-bottom:28px}.breadcrumbs{margin-bottom:20px}.article-head>.eyebrow{font-size:9px;margin-bottom:16px}.article-head h1{font-size:clamp(34px,9.2vw,42px);line-height:1.1;margin-bottom:18px;letter-spacing:-.035em}.article-head .lead{font-size:16px;line-height:1.6}.guide-head-action{margin-top:20px}.guide-head-action .button{min-height:52px}.guide-head-action .micro{font-size:11px;line-height:1.5}.guide-offer{padding:22px 18px;gap:22px}.guide-offer h2{font-size:30px;line-height:1.12}.guide-offer p{font-size:15px}.guide-offer-action{padding:20px 16px}.guide-offer-action h3{font-size:20px}.call-outcomes li{font-size:14px}.article-body{font-size:16px;line-height:1.75}.article-body h2{line-height:1.15;font-size:29px}.guide-inline{margin:28px 0;padding:23px 18px}.guide-inline .button,.article-cta .button{min-height:52px}.article-cta{padding:26px 22px}.article-related li{padding:5px 0}.guide-expect{margin-top:30px}.mobile-cta{padding:8px 18px calc(8px + env(safe-area-inset-bottom))}.mobile-cta .button{min-height:48px}.footer-bottom{padding-bottom:90px}.dialog-top{padding:16px 16px 12px;gap:10px}.dialog-top h2{font-size:25px}.booking-layout{padding:16px}.booking-main{overflow-wrap:break-word}.booking-aside p{font-size:12px;margin-bottom:8px}.dialog-top .eyebrow{font-size:8px}}

.privacy-services{margin:26px 0}.privacy-services>div{padding:20px 0;border-top:1px solid var(--line)}.privacy-services>div:last-child{border-bottom:1px solid var(--line)}.privacy-services dt{font-size:16px;font-weight:650;margin-bottom:7px}.privacy-services dd{margin:0;font-size:15px;line-height:1.75;color:var(--muted)}.privacy-body a{overflow-wrap:anywhere}@media(max-width:560px){.privacy-body h2{font-size:28px}.privacy-services>div{padding:18px 0}.privacy-services dd{font-size:14px}}

/* Text-first articles keep the mobile reading path light. */
.recent-posts{display:grid;grid-template-columns:1fr 1.4fr;gap:55px;margin-top:45px;border-top:1px solid var(--line);padding-top:35px}.recent-posts h3{font-family:var(--serif);font-size:29px;font-weight:400}.recent-posts .eyebrow{font-size:9px;margin-bottom:14px}.recent-posts ul{list-style:none;margin:0;padding:0}.recent-posts li+li{border-top:1px solid var(--line)}.recent-posts li a{display:flex;gap:18px;justify-content:space-between;align-items:center;min-height:58px;padding:15px 0;text-decoration:none;font-size:14px}.recent-posts li svg{width:18px;flex-shrink:0}.blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.post-card{display:flex;flex-direction:column;text-decoration:none;padding:28px;background:var(--paper);border:1px solid var(--line);border-radius:10px;min-width:0}.post-card:hover{border-color:var(--clay)}.post-card .eyebrow{font-size:9px;color:var(--muted);margin-bottom:18px;line-height:1.7}.post-card h2{font-size:29px;line-height:1.15;letter-spacing:-.025em;margin:0 0 18px}.post-card>p:not(.eyebrow){font-size:14px;color:var(--muted)}.post-read{display:flex;align-items:center;gap:16px;margin-top:auto;padding-top:14px;font-size:12px;font-weight:600}.post-read svg{width:18px}.blog-head{max-width:900px}.post-meta{font-size:12px;color:var(--muted);margin:20px 0}.direct-answer{text-align:left;max-width:730px;margin:25px auto 0;padding:24px 26px;background:var(--sage);border-left:3px solid var(--clay);border-radius:0 8px 8px 0}.direct-answer p{font-size:17px;line-height:1.7;margin:0}.article-toc{font-size:14px;margin:0 0 36px;border-bottom:1px solid var(--line);padding-bottom:18px}.article-toc summary{cursor:pointer;font-weight:600;min-height:44px;padding:8px 0}.article-toc ol{padding-left:22px;margin:10px 0 15px}.article-toc a{display:inline-block;padding:4px 0}.blog-body h2[id]{scroll-margin-top:115px}.blog-related{max-width:1000px;margin:65px auto 0}.blog-related>h2{font-size:38px}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.blog-hub-cta{max-width:730px;margin:65px auto 0}.article-sources{font-size:13px;line-height:1.7;border-top:1px solid var(--line);margin-top:40px;padding-top:26px}.article-sources h2{font-size:25px;margin:0 0 18px}.article-sources ul{padding-left:19px}.article-sources p{font-size:12px;color:var(--muted);margin-bottom:0}.article-sources a{overflow-wrap:anywhere}.table-scroll{max-width:100%;overflow-x:auto;margin:24px 0;overscroll-behavior-x:contain}.table-scroll table{width:100%;border-collapse:collapse;font-size:14px;line-height:1.6;text-align:left}.table-scroll caption{text-align:left;font-size:12px;color:var(--muted);margin-bottom:12px}.table-scroll th,.table-scroll td{padding:14px 12px;border:1px solid var(--line);vertical-align:top}.table-scroll thead{background:var(--sage)}.table-scroll th[scope=row]{min-width:125px;font-weight:600}
@media(max-width:1100px){.blog-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:800px){.recent-posts{grid-template-columns:1fr;gap:20px}.post-card{padding:25px}.blog-related{margin-top:45px}}
@media(max-width:560px){.blog-grid,.related-grid{grid-template-columns:1fr;gap:16px}.post-card{padding:24px}.post-card h2{font-size:28px}.post-card>p:not(.eyebrow){font-size:14px}.direct-answer{padding:20px 18px;margin-top:20px}.direct-answer p{font-size:16px;line-height:1.65}.post-meta{font-size:11px;line-height:1.6}.article-toc{margin-bottom:28px}.article-toc a{padding:7px 0}.blog-body h2[id]{scroll-margin-top:90px}.blog-related>h2{font-size:32px}.table-scroll table{font-size:13px}.table-scroll td,.table-scroll th{padding:12px 10px}.recent-posts{margin-top:35px;padding-top:28px}.recent-posts li a{font-size:14px;min-height:60px}.blog-hub-cta{margin-top:40px}}

/* Help readers find the next useful action without blocking the article. */
[hidden]{display:none!important}
.needs-next{display:flex;gap:18px;align-items:center;flex-wrap:wrap;margin-top:18px}.needs-next .textlink{font-size:13px;min-height:44px}.needs-next .button{font-size:12px;min-height:44px;padding:10px 15px;gap:12px}
.article-filters{max-width:1000px;margin:0 auto 30px}.filter-label{font-size:14px;font-weight:600;margin-bottom:12px}.filter-options{display:flex;gap:10px;flex-wrap:wrap}.filter-options button{border:1px solid var(--line);border-radius:24px;background:var(--paper);color:var(--ink);font-size:13px;padding:10px 18px;min-height:44px}.filter-options button[aria-pressed=true]{background:var(--pine);color:white;border-color:var(--pine)}.article-filters .micro{min-height:20px}.post-card:focus-visible{outline-offset:3px}
/* Duration diagram: no image, external library or delayed layout. */
.coverage-timeline{margin:28px 0;padding:22px;background:var(--paper);border:1px solid var(--line);border-radius:10px}.timeline-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.timeline-period{font-size:13px;font-weight:600;text-align:center}.timeline-layer{padding:15px 12px;font-size:14px;line-height:1.5;border-radius:6px}.timeline-long{grid-column:1/-1;background:var(--pine);color:white}.timeline-short{background:var(--sage);border:1px solid var(--line)}.timeline-review{padding:12px;font-size:12px;color:var(--muted);border:1px dashed var(--line);border-radius:6px}.coverage-timeline figcaption{font-size:12px;line-height:1.7;color:var(--muted);margin-top:16px}
@media(max-width:560px){.needs-next{align-items:stretch;flex-direction:column;gap:12px}.needs-next .button{width:100%}.filter-options{gap:8px}.filter-options button{font-size:12px;padding:10px 14px}.coverage-timeline{padding:18px 14px}.timeline-layer{font-size:12px;padding:12px 10px}.timeline-review{font-size:11px;padding:10px}.timeline-period{font-size:12px}.coverage-timeline figcaption{font-size:11px}}